Alright. This is a thing that really, really annoys me, so sorry if this sounds like a little kid in a tantrum.
So... We have this nice thing called the "Maythal System". There are some descriptions as to how it works on
this page.
This is, as far as I knwo, the current, correct information on this. Now, on towards the "bug":
I am assuming it is a bug, since taking this out would be, in my opinion, one of the unfairest things to do.
Quote:
You will receive a warning if you attempt to craft an item that requires your current hitdice to equip.
It says that... And it's lying. (Or I'm a total idiot, who doesn't read anything.) At least I never got a warning that crafting this nice intermediate mythal on my only armor for +3 AC would suddenly make me have no wearable armor at all. Again, this woldn't bother a 30th level player, maybe for a rebuild, but even then, they have the money. But it REALLY annoys low-mid-level players, who have one good [insert equipment type here], and if that is gone, getting that one level is extremely difficult. I mean, most leveling areas are built around wearing armor or weapons...